United Community Bank routing number

United Community Bank is one of the largest full-service financial institutions in the Southeast, with approximately $27.7 billion in assets and about 200 offices across six states (Alabama, Florida, Georgia, North Carolina, South Carolina, and Tennessee). Founded in 1950 in Blairsville, Georgia, as Union County Bank, the institution has grown significantly through strategic acquisitions while maintaining a customer-focused, relationship-oriented approach. The bank uses a single routing number (061112843) across all states to simplify banking operations and make it easier for customers to manage their accounts, regardless of where they live or bank within the six-state footprint.

Yes! One of the advantages of United Community Bank's single routing number system is that you can move anywhere within the six-state service area without changing your routing number. Whether you relocate from Georgia to North Carolina, Tennessee to Florida, or any other combination of states, your routing number remains 061112843. You won't need to update your direct deposits, automatic bill payments, or any other transactions that use your routing number.

United Community Bank uses the same routing number (061112843) for both ACH transfers and wire transfers. This makes setting up payments particularly simple since you don't need to remember different numbers for different transaction types. For domestic wire transfers, use 061112843. For international wire transfers, you'll need both the routing number (061112843) and United Community Bank's SWIFT code (UCOUUS33).

To receive an international wire transfer, provide the sender with the following information: United Community Bank's SWIFT code (UCOUUS33), the routing number (061112843), the bank's address (125 Highway 515 East, Blairsville, GA 30512), your account number, and your name exactly as it appears on your account. International incoming wire transfers typically take up to 7 business days to credit to your account, and United Community Bank charges a $15 incoming international wire fee. Currency conversion rates may apply depending on the currency being sent.

United Community Bank (UCBI) headquartered in Greenville, South Carolina, is distinct from other banks with "United" or "Community" in their names. United Community Bank is the largest bank headquartered in South Carolina by total asset size and operates under the ticker symbol UCBI on NASDAQ. The bank also operates some branches under legacy names from acquired institutions, including Brown County State Bank, Golden State Bank, Marine Bank & Trust, Mercantile Bank, Farmers State Bank of Camp Point, Liberty Bank, and United Commonwealth Bank. All deposits at these locations are FDIC-insured under United Community Bank's certificate number 19459.