Space Coast Credit Union routing number

As a regional credit union focused on Central Florida, Space Coast Credit Union operates with a single routing number (263079276) that serves all members. This streamlined approach reflects the credit union's concentrated service area and makes it easier for members to remember their routing number for various transactions. Unlike national banks that acquired multiple regional banks over time, Space Coast has maintained organic growth within Florida, eliminating the need for multiple routing numbers.

Space Coast Credit Union does not have its own SWIFT code, which is typical for credit unions. For international wire transfers, the credit union uses a correspondent bank relationship to process these transactions. Contact Space Coast directly at 1-888-699-6289 to get specific instructions for incoming or outgoing international wires, as you'll need additional information beyond just the routing number.

Space Coast Credit Union uses the same routing number (263079276) for both ACH transfers and wire transfers. Whether you're setting up direct deposit, initiating an ACH payment, or sending a domestic wire transfer, you'll always use this single routing number. This consistency eliminates confusion and reduces the chance of payment errors.

Space Coast Credit Union's membership eligibility has expanded beyond its original Brevard County focus. You can join if you live, work, worship, attend school, or do business in any of their eligible Florida counties (Brevard, Indian River, Orange, Osceola, Seminole, and Volusia). Family members of existing members are also eligible to join, and there are options for membership through partner organizations and community associations.

Domestic wire transfers through Space Coast Credit Union typically process the same business day if submitted before the credit union's cutoff time (usually mid-afternoon on business days). Incoming wires are generally credited to your account within the same business day. For exact cutoff times and to ensure your wire processes when needed, contact Space Coast at 1-888-699-6289 before initiating the transfer.