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Santander Bank routing number

Santander Bank routing numbers for ACH transfers, wire transfers, and direct deposit setup across Connecticut, Delaware, Florida, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, and Rhode Island.

Last verified June 2026

Santander Bank routing number

Use the ACH number for direct deposits and ACH transfers, the wire number for domestic wires, and the SWIFT code for international wires.

ACH routing numberNot available
Domestic WireNot available
International WireNot available
SWIFT / BIC

More about Santander Bank

Santander Bank's ACH routing: Varies by state. SWIFT/BIC: SVRNUS33.

Connecticut:

  • Account Opened After May 17, 2012: 011075150
  • Account Opened Before May 17, 2012: 011401533

Delaware:

Florida:

Massachusetts:

  • Account Opened After May 17, 2012: 011075150
  • Account Opened Before May 17, 2012: 011401533

New Hampshire:

  • Account Opened After May 17, 2012: 011075150
  • Account Opened Before May 17, 2012: 011401533

New Jersey:

New York:

Pennsylvania:

Rhode Island:

  • Account Opened After May 17, 2012: 011075150
  • Account Opened Before May 17, 2012: 011401533

Important Note About Account Numbers:

Santander Bank uses your account number to determine which routing number applies to your account:

  • If your account number has 11 digits, use routing number: 011075150
  • If your account number has 10 digits, use routing number: 231372691

This dual routing number system exists because Santander Bank integrated multiple legacy systems during its expansion and acquisitions throughout the Northeast.

Get it right the first time

A wrong number can bounce a transfer or send it into limbo. Two minutes here saves a week of waiting.

Avoid the common mistakes
  • Using the wire number for an ACH transfer (or vice-versa)
  • Transposing a digit; always copy, don’t retype
  • Forgetting the SWIFT code on incoming international wires
Keep transfers secure
  • Routing numbers are public — your account number is what to protect
  • Only share account details over channels you initiated
  • Verify new payees by phone before the first transfer
  • Watch for invoice-swap scams that change banking details

How to find your account number

Bottom of a check

The 9-digit number in the lower-left, before your account number.

Online banking

Sign in, open the account, and view account & routing details.

Monthly statement

Printed near your account number in the statement header.

Call or visit Santander Bank

1-877-768-2265, or ask at any Santander Bank branch.

FAQs

Common questions about ACH and wires through Santander Bank

Why does Santander Bank have so many different routing numbers?

Santander Bank's multiple routing numbers stem from its acquisition history. The bank was originally founded as Sovereign Bank in 1902 in Pennsylvania. After Banco Santander acquired Sovereign in 2008 and rebranded it as Santander Bank in 2013, the institution retained different routing numbers from various regional acquisitions, including Independence Community Bank in 2006. The May 17, 2012 date represents when Santander consolidated certain operations, which is why some states have different routing numbers before and after this date.

Can I use any Santander Bank routing number for my account?

No, you must use the routing number specific to the state where you opened your account and the date you opened it. Using the wrong routing number can cause payment delays, rejections, or funds being sent to the wrong account. The safest way to confirm your routing number is to check your account opening documents, look at a recent bank statement, or call Santander customer service at 1-877-768-2265.

What's the difference between ACH and wire routing numbers at Santander Bank?

Santander Bank typically uses the same routing number for both ACH transfers and domestic wire transfers. However, the routing number varies by state and account opening date. For international wire transfers, you'll need to provide Santander's SWIFT code (SVRNUS33) in addition to your routing number. Always verify with your bank before initiating a wire transfer to ensure you have the correct information.

How do I know which state my Santander Bank account was opened in?

Check your account opening documents, which should list the branch location where you established your account. You can also call Santander customer service at 1-877-768-2265 for assistance, or look at old bank statements which often show the branch location. Additionally, if you know whether your account number has 10 or 11 digits, this can help determine which routing number to use (11 digits = 011075150, 10 digits = 231372691).

Can I use Santander Bank routing numbers for international transfers?

No, routing numbers only work for domestic U.S. transfers. For international wire transfers, you need Santander Bank's SWIFT code: SVRNUS33. The recipient will also need your full account number, full name, and mailing address. International wire transfers must be initiated in person at a Santander branch and carry a fee of $40 per transfer, plus potential intermediary bank fees.

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