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First Tech routing number

Complete guide to First Tech Federal Credit Union routing numbers for ACH transfers, wire transfers, and direct deposit setup across California, Colorado, Idaho, Oregon, Texas, and Washington.

Last verified June 2026

First Tech routing number

Use the ACH number for direct deposits and ACH transfers, the wire number for domestic wires, and the SWIFT code for international wires.

ACH routing number
Domestic Wire
International Wire
SWIFT / BIC

More about First Tech

First Tech's ACH routing number is 321180379, used for direct deposits, ACH transfers, and domestic wires. SWIFT/BIC: FTFCUS66.

First Tech Federal Credit Union uses a single routing number for all transactions across all states, regardless of where you opened your account or which branch you use.

  • Universal Routing Number: All States: 321180379

Service Area:

First Tech Federal Credit Union operates 36 branches across six states, serving members in technology industries and leading tech companies:

Oregon (Headquarters)

  • Hillsboro (corporate headquarters)
  • Beaverton
  • Portland
  • Salem
  • Eugene
  • Corvallis
  • Wilsonville
  • Multiple locations

California

  • San Jose
  • Palo Alto
  • Mountain View
  • Sacramento
  • Roseville
  • Rocklin
  • Multiple locations

Washington

  • Seattle
  • Bellevue
  • Redmond
  • Kirkland
  • Sammamish
  • Vancouver
  • South Lake Union

Colorado

  • Denver area
  • Loveland
  • Multiple locations

Idaho

  • Boise
  • Multiple locations

Texas

  • Houston
  • Multiple locations

Note: First Tech Federal Credit Union was founded in 1952 as Tektronix Federal Credit Union. Despite expanding to 36 branches across six states and serving over 700,000 members with more than $17 billion in assets, the credit union maintains a single routing number for all transaction types and all locations. This simplified approach makes it easy for members in the technology industry to manage their finances without worrying about different numbers for different states or transaction types.

Get it right the first time

A wrong number can bounce a transfer or send it into limbo. Two minutes here saves a week of waiting.

Avoid the common mistakes
  • Using the wire number for an ACH transfer (or vice-versa)
  • Transposing a digit; always copy, don’t retype
  • Forgetting the SWIFT code on incoming international wires
Keep transfers secure
  • Routing numbers are public — your account number is what to protect
  • Only share account details over channels you initiated
  • Verify new payees by phone before the first transfer
  • Watch for invoice-swap scams that change banking details

How to find your account number

Bottom of a check

The 9-digit number in the lower-left, before your account number.

Online banking

Sign in, open the account, and view account & routing details.

Monthly statement

Printed near your account number in the statement header.

Call or visit First Tech

1-855-855-8805, or ask at any First Tech branch.

FAQs

Common questions about ACH and wires through First Tech

Why does First Tech Federal Credit Union only have one routing number?

First Tech Federal Credit Union maintains a single routing number (321180379) for all transaction types and all locations across its six-state footprint. As a credit union focused on serving the technology industry since 1952, First Tech has prioritized streamlined operations and member convenience. Unlike large banks that maintain multiple routing numbers from acquired institutions, First Tech's growth from its origins as Tektronix Federal Credit Union to serving over 700,000 members has been guided by operational efficiency. The single routing number simplifies ACH transfers, wire transfers, direct deposits, and check processing for members regardless of whether they opened their account in Oregon, California, Washington, or any other state where First Tech operates.

What are the wire transfer fees at First Tech Federal Credit Union?

First Tech Federal Credit Union charges $20 for each outgoing domestic wire transfer and $65 for each outgoing international wire transfer. Incoming wire transfers may incur fees from the sending financial institution. These fees can add up quickly for businesses or individuals making regular wire transfers. For non-urgent payments, ACH transfers through First Tech's online banking are free and can be set up as external transfers, though they take 3-5 business days to process compared to the 1-2 business day processing time for domestic wires.

How long do wire transfers take at First Tech Federal Credit Union?

First Tech Federal Credit Union processes domestic wire transfers within 1-2 business days and international wire transfers take a minimum of 2 business days. Wire requests submitted online before 12:00 PM Pacific Time, or at a branch before 2:00 PM Pacific Time on Monday through Friday, are initiated on the same business day. ACH transfers (Electronic Funds Transfers) take 3-5 business days to process but have no associated fees and can be set up as external transfers through online banking. The timing difference makes wire transfers ideal for urgent payments, while ACH transfers work well for regular bill payments and non-urgent transfers.

Can I use First Tech Federal Credit Union for international wire transfers?

Yes, First Tech Federal Credit Union offers international wire transfer services. For international wires, you will need to provide First Tech's routing number (321180379) and SWIFT code (FTFCUS66). Note that First Tech does not have an IBAN number, as IBAN codes only apply to foreign institutions. When receiving money from a foreign country, the funds go through another financial institution as an intermediary. Outgoing international wire transfers cost $65, and you are responsible for any international correspondent bank fees that may apply. International wire transfers can be sent through online banking or by visiting a First Tech location.

Who is eligible to join First Tech Federal Credit Union?

First Tech Federal Credit Union serves employees and family members of leading technology companies and organizations. Originally founded to serve Tektronix employees, membership has expanded to include employees of major tech companies including Microsoft, Intel, Hewlett-Packard, Agilent Technologies, CH2M Hill, and various other technology industry employers. If you work for a qualifying technology company or are a family member of a current First Tech member, you may be eligible to join. Contact First Tech at 1-855-855-8805 or visit their website to verify your eligibility based on your employer or family connections.

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