First Horizon routing number

First Horizon has grown significantly through mergers and acquisitions over its 160-year history. The bank was formerly known as First Tennessee Bank and merged with IberiaBank in 2020, which itself had acquired several regional banks. While First Horizon now uses 084000026 as its primary routing number for most accounts, some legacy accounts from merged institutions may still have their original routing numbers. This consolidation process helps streamline operations while ensuring existing customers experience no disruption to their banking services.

In most cases, yes. The routing number 084000026 is First Horizon's primary routing number and works for wire transfers, ACH transfers, direct deposits, and bill payments for the majority of accounts. However, if your account originated with IberiaBank, Capital Bank, or another institution that merged with First Horizon, you should verify your specific routing number. You can find it on your checks at the bottom left corner, or call First Horizon customer service at 1-800-382-5465 for confirmation.

First Horizon simplifies this by using the same routing number - 084000026 - for both ACH transfers and domestic wire transfers. This makes it easier for customers since you don't need to remember different numbers for different transaction types. ACH transfers typically take 2-3 business days to process and are used for direct deposits, bill payments, and standard transfers. Wire transfers process the same day if submitted before the cutoff time and are better for urgent, high-value transfers.

In 2019, First Tennessee Bank rebranded as First Horizon Bank and unified all its services under the First Horizon name. If you had a First Tennessee account, your routing number remained the same - it's still 084000026. The name change didn't affect routing numbers or account numbers, so all your existing payment arrangements, direct deposits, and automatic transfers continued working without any changes needed on your part.

Yes, all international wire transfers require First Horizon's SWIFT code: FTBMUS44XXX. The routing number 084000026 only works for domestic U.S. transfers. When receiving an international wire into your First Horizon account, provide the sender with both the routing number (084000026) and the SWIFT code (FTBMUS44XXX), along with your account number and the bank's address: 165 Madison Avenue, Memphis, TN 38103.