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Ent Credit Union routing number

Find Ent Credit Union's routing number for ACH transfers, wire transfers, and direct deposit with detailed fee information for Colorado accounts.

Last verified June 2026

Ent Credit Union routing number

Use the ACH number for direct deposits and ACH transfers, the wire number for domestic wires, and the SWIFT code for international wires.

ACH routing number
Domestic Wire
International Wire
SWIFT / BICNot available

More about Ent Credit Union

Ent Credit Union Routing Number for Colorado

Ent Credit Union's ACH routing number is 307070005, used for direct deposits, ACH transfers, and domestic wires.

Counties Served Across Colorado

Ent Credit Union has more than 50 service centers throughout Colorado, serving communities across 21 counties along the Front Range:

Colorado Counties Served:

  • Adams County
  • Arapahoe County
  • Boulder County
  • Broomfield County
  • Denver County
  • Douglas County
  • El Paso County (Colorado Springs area)
  • Elbert County
  • Fremont County
  • Jefferson County
  • Larimer County
  • Pueblo County
  • Teller County
  • Weld County

No matter which county or branch you opened your account at, you will always use routing number 307070005 for all domestic transactions. This consistency makes banking simple for Colorado residents and businesses throughout the Front Range.

Important Note: Ent Credit Union was founded in 1957 to serve Ent Air Force Base in Colorado Springs and has grown to become Colorado's largest credit union. The routing number 307070005 works for all Colorado locations and can be found on the bottom left corner of your checks or through online banking.

Get it right the first time

A wrong number can bounce a transfer or send it into limbo. Two minutes here saves a week of waiting.

Avoid the common mistakes
  • Using the wire number for an ACH transfer (or vice-versa)
  • Transposing a digit; always copy, don’t retype
  • Forgetting the SWIFT code on incoming international wires
Keep transfers secure
  • Routing numbers are public — your account number is what to protect
  • Only share account details over channels you initiated
  • Verify new payees by phone before the first transfer
  • Watch for invoice-swap scams that change banking details

How to find your account number

Bottom of a check

The 9-digit number in the lower-left, before your account number.

Online banking

Sign in, open the account, and view account & routing details.

Monthly statement

Printed near your account number in the statement header.

Call or visit Ent Credit Union

1-800-525-9623, or ask at any Ent Credit Union branch.

FAQs

Common questions about ACH and wires through Ent Credit Union

Why does Ent Credit Union only operate in Colorado?

Ent Credit Union was founded in 1957 specifically to serve military and civilian personnel at Ent Air Force Base (now the U.S. Olympic Training Center) in Colorado Springs. As a community-chartered credit union, Ent focuses on serving residents, businesses, and organizations within its designated service area of 21 Colorado counties along the Front Range. This local focus allows Ent to provide personalized service, maintain strong community connections, and return value to members through better rates and lower fees. With nearly $10 billion in assets and over 550,000 members, Ent has become Colorado's largest credit union while maintaining its commitment to local service.

How do I receive international wire transfers if Ent Credit Union doesn't have a SWIFT code?

Like many credit unions, Ent Credit Union is not a direct member of the SWIFT network. For international wire transfers, the sending bank must first wire funds to a U.S. intermediary or correspondent bank such as a major institution with SWIFT capabilities. The intermediary bank then forwards the funds domestically to Ent Credit Union using routing number 307070005 via Fedwire. Contact Ent at 1-800-525-9623 to get specific instructions for international wire transfers, as they can provide details about which correspondent banks to use and any additional information needed for successful international transfers.

What are Ent Credit Union's wire transfer fees and cutoff times?

Ent Credit Union charges $25 for outgoing domestic wire transfers and $55 for outgoing international wire transfers. The credit union does not charge fees for incoming wire transfers, which makes receiving payments more affordable. For same-day processing, domestic wire transfer requests must be received by 3:00 PM Mountain Time, while international wire requests must be received by 1:00 PM Mountain Time. Requests received after these cutoff times or on weekends and holidays will be processed the next business day. You can initiate wire transfers through online banking, by visiting any service center, or by contacting a member service representative.

Can I use Ent Credit Union's routing number if I live outside Colorado but work here?

Yes. Ent Credit Union's membership is open to individuals who live, work, worship, or attend school in any of the 21 counties Ent serves. If you work in one of these Colorado counties but live elsewhere, you can become an Ent member and use routing number 307070005 for all your transactions. Additionally, membership is open to military and civilian personnel associated with the Colorado Air National Guard, Colorado Army National Guard, and Buckley Space Force Base. Family members of current Ent members are also eligible to join, regardless of where they live.

Does Ent Credit Union offer free ACH transfers for business accounts?

Ent Credit Union provides ACH origination services for business members through its online banking platform. Unlike wire transfers which have per-transaction fees, ACH transfers are typically more cost-effective for businesses making regular payments. Ent's business ACH service allows you to transmit credits for direct deposit of payroll, vendor payments, and other credit entries. Transaction limits are customized to your business needs, and the service includes security features to prevent fraud. Contact Ent's business banking team at 1-800-525-9623 to learn about specific ACH fees and features for your business account.

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