
Eastern Bank routing number
Complete guide to Eastern Bank routing number for ACH transfers, wire transfers, and direct deposit setup across Massachusetts, New Hampshire, Rhode Island, and Connecticut.
Last verified June 2026
Eastern Bank routing number
Use the ACH number for direct deposits and ACH transfers, the wire number for domestic wires, and the SWIFT code for international wires.
More about Eastern Bank
Eastern Bank's ACH routing number is 011301798, used for direct deposits, ACH transfers, and domestic wires. SWIFT/BIC: EASRUS3B.
Why Does Eastern Bank Use One Routing Number?
Eastern Bank, founded in 1818 as Salem Savings Bank, is one of the oldest banks in the United States. Despite its long history and extensive growth through acquisitions, the bank has maintained a single routing number infrastructure for all its branches across New England.
This unified routing system simplifies banking for customers who move between states within Eastern Bank's service area or who receive payments from multiple sources. Unlike larger national banks that operate with multiple routing numbers due to mergers and regional structures, Eastern Bank's approach means you'll never need to update your routing number when relocating within Massachusetts, New Hampshire, Rhode Island, or Connecticut.
Eastern Bank's Growth and Expansion
Eastern Bank began in Salem, Massachusetts, in 1818 and later moved its operations to Lynn before establishing its current headquarters in Boston's Financial District in 2003. The bank has grown significantly through strategic acquisitions while maintaining its community banking focus:
Major Acquisitions:
- Plymouth Savings Bank (2005)
- Sharon Co-operative Bank (2007)
- MassBank Corp (2008)
- Wainwright Bank (2010)
- The Community Bank (2012)
- Centrix Bank & Trust (2015)
- Century Bank (2021)
- Cambridge Trust Company (2024)
Despite this growth through acquisitions, Eastern Bank continues to use routing number 011301798 for all customers, ensuring seamless banking operations across its entire network.
Get it right the first time
A wrong number can bounce a transfer or send it into limbo. Two minutes here saves a week of waiting.
- Using the wire number for an ACH transfer (or vice-versa)
- Transposing a digit; always copy, don’t retype
- Forgetting the SWIFT code on incoming international wires
- Routing numbers are public — your account number is what to protect
- Only share account details over channels you initiated
- Verify new payees by phone before the first transfer
- Watch for invoice-swap scams that change banking details
How to find your account number
The 9-digit number in the lower-left, before your account number.
Sign in, open the account, and view account & routing details.
Printed near your account number in the statement header.
1-800-327-8376, or ask at any Eastern Bank branch.
FAQs
Common questions about ACH and wires through Eastern Bank
Why does Eastern Bank only have one routing number despite serving multiple states?
Eastern Bank maintains a single routing number (011301798) for all customers across Massachusetts, New Hampshire, Rhode Island, and Connecticut. This unified approach reflects the bank's integrated operations and technology infrastructure. Founded in 1818, Eastern Bank has grown from a small Salem savings bank into New England's largest community bank through strategic acquisitions. Rather than inheriting multiple routing numbers from acquired banks, Eastern Bank has consolidated operations under one routing number, simplifying banking for customers and reducing the complexity of inter-branch transfers and account management.
Do I need a different routing number if I opened my Eastern Bank account in New Hampshire versus Massachusetts?
No, you'll use the same routing number (011301798) regardless of where you opened your account. Eastern Bank operates as a single unified institution across all four states it serves. Whether you opened your account in Boston, Manchester, Providence, or Hartford, your routing number remains 011301798 for all transaction types including ACH transfers, wire transfers, direct deposits, and automatic payments. This consistency eliminates confusion and ensures smooth banking operations even if you move between states within Eastern Bank's service area.
What's the difference between Eastern Bank's routing number and SWIFT code?
Eastern Bank's routing number (011301798) is used for all domestic U.S. transactions including ACH transfers, wire transfers within the United States, direct deposits, and check processing. The SWIFT code (EASRUS3B) is specifically used for international wire transfers to identify Eastern Bank in the global banking network. When receiving an international wire transfer, you'll need to provide the sender with both the SWIFT code EASRUS3B and your account number. For sending international wires, Eastern Bank charges fees that vary by account type, with Premier Checking customers receiving free international wire transfers.
Does Eastern Bank charge fees for wire transfers?
Wire transfer fees at Eastern Bank depend on your account type. Premier Checking customers enjoy free incoming and outgoing wire transfers, including international wires in both U.S. dollars and foreign currencies. This benefit requires maintaining a $25,000 combined monthly balance. Standard account holders typically pay fees for wire transfers, though incoming domestic wires are free for all customers. For exact fee information based on your specific account type, contact Eastern Bank customer service at 1-800-EASTERN (1-800-327-8376) or check your account agreement.
I'm setting up direct deposit with my employer. What information do I need from Eastern Bank?
For direct deposit setup, you'll need three pieces of information: Eastern Bank's routing number (011301798), your complete account number, and the account type (checking or savings). Most employers provide a direct deposit form that you can download from Eastern Bank's website or obtain from any branch. You can also provide this information directly to your employer's payroll department. The routing number is the same for all Eastern Bank customers regardless of location, so there's no need to verify state-specific numbers. Direct deposits typically become available on your designated payday, and Eastern Bank processes these transactions throughout the business day.
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