Arvest Bank routing number

Arvest Bank simplified its operations by consolidating to a single routing number across its entire four-state network. This is less common among regional banks but makes transactions easier for customers. Whether you bank in Arkansas, Oklahoma, Missouri, or Kansas, you'll use routing number 082900872 for all transactions. This unified approach means you never need to look up a different number if you move or open accounts in different states.

Yes, Arvest uses the same routing number (082900872) for ACH transfers, wire transfers, direct deposits, and all other electronic transactions. You don't need to remember different numbers for different transaction types. However, keep in mind that wire transfers and ACH transfers have different processing times and fees, even though they use the same routing number.

For international wire transfers to your Arvest account, the sender will need your routing number (082900872), your complete account number, your name as it appears on the account, and Arvest's SWIFT code (ARVTUS44). The SWIFT code identifies Arvest in the international banking network. Note that incoming international wires cost $10, while domestic incoming wires also cost $10.

Domestic wire transfers sent through Arvest typically process the same day if submitted before the bank's cutoff time. The exact cutoff varies by location and transaction type, so contact your branch or call 1-866-952-9523 to confirm. International wire transfers can take 1-5 business days depending on the destination country and intermediary banks involved. Wire transfers sent after the cutoff time will be processed the next business day.

Using an incorrect routing number can cause significant delays or rejected transactions. The payment may bounce back to the sender, take several days to process, or in some cases, be sent to the wrong financial institution entirely. If you accidentally provided the wrong routing number, contact both Arvest (1-866-952-9523) and the sending party immediately. For direct deposits like payroll, notify your employer's payroll department right away to prevent delays in receiving your funds.